FUSB
First US Bancshares Inc. Common StockFinance · ·
$16.71
▲ $0.02 (+0.1%)
Market Cap
$91.96M
Day Range
$16.45 - $16.71
52-Week Range
$10.30 - $16.99
Beta
—
Next Earnings
27.10.2026
🏢 Similar Stocks in the Same Sector
+27.1% (1Y)
This score and all analysis on this page are for informational and educational purposes only and do not constitute investment advice. Read the full disclaimer
Weighted: Technical 25% · Fundamental 20% · Growth 15% · Valuation 15% · News 10% · Quality 10% · Risk 5%
🔍 Cross-Check
Overall Score
🟡 Mixed
Technical Trend
🟢 Bullish
✅ Why is the score relatively high?
- 🟢 Estimated fair value: $32.80 vs. price $16.71 (+96.4%)
- 🟢 Free cash flow growth: 60.5%
- 🟢 Debt/equity: 0.10
- 🟢 Price is above the 50-day average
- 🟢 Price is above the 200-day average
⚠️ What's concerning?
- 🔴 Revenue growth (last year): -7.5%
- 🔴 Earnings per share (EPS) growth: -24.8%
- 🔴 Net income growth: -26.7%
- 🔴 MACD histogram is negative — falling momentum
- 🔴 Volume is falling despite the price advance — possible weakening
🚦 Quality & Risk Checks
📰 News Trend
Based on real financial news (Finnhub)Everyone's writing about First US Bancshares Inc. Common Stock. News trend score: 32. Reason: 3 of the last 3 articles are negative, versus 0 positive.
News trend analysis is based on article sentiment only, and is not investment advice or financial counsel. Read the full disclaimer
📈 Technical Analysis
Based on the last 251 trading days, calculated from real price data. Click an indicator for details and a chart.
🟢 Most indicators support an uptrend (8 bullish · 2 bearish · 2 neutral)
Conclusions
- 🟢Price vs. SMA 50 — Price is above the 50-day average
- 🟢Price vs. SMA 200 — Price is above the 200-day average
- 🔴MACD — MACD histogram is negative — falling momentum
- 🟢RSI — RSI 53.0 — healthy positive momentum
- 🟡Stochastic — %K 74.8 — neutral range
- 🟢ADX (trend strength) — ADX 34.3 — strong trend
- 🔴Volume trend — Volume is falling despite the price advance — possible weakening
- 🟢Relative strength vs. S&P 500 — +0.2% over the last 3 months relative to the index
- 🟢Bollinger Bands — Price is in the upper third of the Bollinger Bands (69%B) — strong momentum (risk of a pullback)
- 🟢ROC (rate of change) — ROC 12 days: 1.1%
- 🟢Parabolic SAR — Price is above the SAR point — uptrend
- 🟡CMF (money flow) — CMF 20 days: 0.02
Wyckoff Method Analysis
A market-structure read based purely on real price and volume data — not full classic Wyckoff schematic identification (Phase A-E), but a quantitative analysis of what can reliably be computed: trading ranges, "effort vs. result", volume within the range, and Spring/Upthrust detection.
The stock is in a clear uptrend with no defined trading range in the period examined.
Low confidence
Evidence Behind This Read
- 🟢Rising price trend — A 4.3% change over the last 50 days, with no defined trading range.
- 🔴Divergence between price and cumulative money flow (A/D Line) — Price and the cumulative Accumulation/Distribution Line are moving in opposite directions — a classic Wyckoff sign that the move isn't backed by real money, and may be less stable than it looks.
- 🟢Bar with selling-climax characteristics — On 2026-07-24: volume 11.0x the average and a spread 6.0x wider, with a close suggesting counter-absorption.
The Wyckoff Method, developed by Richard Wyckoff in the early 20th century, reads the balance of supply and demand through price and volume, based on the premise that large investors ("smart money") quietly accumulate shares before rallies and quietly distribute them before declines. The read here is based solely on real price and volume data — full, precise identification of classic Wyckoff patterns (such as Phases A-E) requires human chart-reading experience and judgment, so this is an approximate algorithmic read, not a substitute for professional analysis. This should not be considered investment advice.
🎯 Trade Planning (M.A.E.E Framework)
Based on a mechanical trading method: market structure → value zone → ATR-based exit point. Not investment advice — a calculation tool only.
1️⃣ Market Structure
🟢 Uptrend
The price is above the 200-day average — per the market-structure method, this environment mainly favors looking for buying (Long) opportunities.
2️⃣ Value Zone
🟢 Price in value zone
The price is close to the 50-day moving average — per the method, this is a reasonable area to look for an entry, rather than chasing the price far from it.
3️⃣ Suggested Exit Point (ATR-based)
Method formula: Stop-loss = support minusone ATR margin — this way the stop adapts to the stock's actual volatility, rather than an arbitrary number.
Entry
$16.68
Stop-Loss
$15.39
Risk per Share
$1.29
Direction
Long
Profit Targets by Risk/Reward Ratio (R)
1:2 R
$19.25
1:3 R
$20.54
1:5 R
$23.12
💰 Position Size Calculator
A core principle of the method: never risk a fixed dollar amount — risk a fixed percentage of equity, and let the position size vary according to the risk per share.
Suggested Position Size
77 sh.
💰 Financial Health
Profitability
Gross Margin
—
Operating Margin
—
Net Margin
525.6%
EBITDA Margin
—
Efficiency
ROE
5.7%
ROA
0.5%
ROIC
—
EPS
$1.03
Balance Sheet
Cash
$73.55M
Total Debt
$10.95M
Current Ratio
—
Debt/Equity
0.10
Conclusions
- 🟢Net margin — Net margin: 525.6% — strong
- 🔴Return on equity (ROE) — Return on equity (ROE): 5.7% — weak
- 🔴Return on assets (ROA) — Return on assets (ROA): 0.5% — weak
- 🟢Debt-to-equity — Debt/equity: 0.10
🚀 Growth
Revenue
Earnings per Share (EPS)
Net Income
Free Cash Flow (FCF)
Conclusions
- 🔴Revenue growth (last year) — Revenue growth (last year): -7.5%
- 🔴Earnings per share (EPS) growth — Earnings per share (EPS) growth: -24.8%
- 🟢Free cash flow growth — Free cash flow growth: 60.5%
- 🔴Net income growth — Net income growth: -26.7%
💵 Dividends
Total dividend per share paid each year, over the last 5 years.
Annual Dividend per Share
| Ex-Dividend Date | Amount per Share |
|---|---|
| 12.6.2026 | $0.070 |
| 13.3.2026 | $0.070 |
| 12.12.2025 | $0.070 |
| 12.9.2025 | $0.070 |
| 13.6.2025 | $0.070 |
| 14.3.2025 | $0.070 |
| 13.12.2024 | $0.070 |
| 13.9.2024 | $0.050 |
| 7.6.2024 | $0.050 |
| 7.3.2024 | $0.050 |
| 7.12.2023 | $0.050 |
| 7.9.2023 | $0.050 |
💎 Fair Value (Valuation)
Current Price
$16.71
Estimated Fair Value (DCF)
$32.80
Gap
+96.4%
🟢 Appears cheap relative to estimated value
Show all model (DCF) assumptions →
Year 1 Growth Rate
-0.3%
Discount Rate (WACC)
9.0%
Terminal Growth Rate
2.5%
Projection Years
5
| Year | Growth Rate | Projected FCF | Present Value |
|---|---|---|---|
| 1 | -0.3% | $9.06M | $8.31M |
| 2 | 0.4% | $9.10M | $7.66M |
| 3 | 1.1% | $9.20M | $7.10M |
| 4 | 1.8% | $9.36M | $6.63M |
| 5 | 2.5% | $9.60M | $6.24M |
Base FCF (last actual year)
$9.08M
Terminal Value
$151.37M
Present Value of Terminal Value
$98.38M
Enterprise Value
$134.32M
Net Debt
$-62.60M
Equity Value
$196.93M
*The DCF model is an estimate based on assumptions — not a guaranteed forecast. You can change the assumptions to examine different scenarios.
Book Value per Share
$17.60
Tangible Book Value per Share (Tangible NAV)
$16.36
Conclusions
- 🟢DCF Fair Value — Estimated fair value: $32.80 vs. price $16.71 (+96.4%)
- 🟡Tangible Net Asset Value (NAV) — NAV per share: $16.36
- 🟡P/E — P/E: 16.7
🕴️ Insider Trading
Real transactions by officers and insiders, as reported to the SEC on Form 4 — 0 purchases and 0 sales out of the last 25 filings.
| Name | Transaction Type | Date | Shares | Change | Price |
|---|---|---|---|---|---|
| Mabowitz Eric H | Exercise of Derivative Securities | 8.7.2026 | 23,710 | +5,000 | $14.11 |
| Mabowitz Eric H | Tax Withholding in Shares | 8.7.2026 | 19,302 | -4,408 | $16.95 |
| Mabowitz Eric H | Exercise of Derivative Securities | 8.7.2026 | 22,902 | +3,600 | $11.71 |
| Mabowitz Eric H | Tax Withholding in Shares | 8.7.2026 | 20,089 | -2,813 | $16.95 |
| Mabowitz Eric H | Exercise of Derivative Securities | 8.7.2026 | 23,089 | +3,000 | $10.01 |
| Mabowitz Eric H | Tax Withholding in Shares | 8.7.2026 | 20,957 | -2,132 | $16.95 |
| Mabowitz Eric H | Exercise of Derivative Securities | 8.7.2026 | 0 | -3,000 | — |
| Dozier Beverly J | Exercise of Derivative Securities | 8.7.2026 | 10,224 | +3,000 | $14.11 |
| Dozier Beverly J | Tax Withholding in Shares | 8.7.2026 | 7,553 | -2,671 | $16.95 |
| Dozier Beverly J | Exercise of Derivative Securities | 8.7.2026 | 10,103 | +2,550 | $11.71 |
| Dozier Beverly J | Tax Withholding in Shares | 8.7.2026 | 8,069 | -2,034 | $16.95 |
| Dozier Beverly J | Exercise of Derivative Securities | 8.7.2026 | 10,619 | +2,550 | $10.01 |
| Dozier Beverly J | Tax Withholding in Shares | 8.7.2026 | 8,752 | -1,867 | $16.95 |
| Dozier Beverly J | Exercise of Derivative Securities | 8.7.2026 | 0 | -2,550 | — |
| Elley Thomas S | Exercise of Derivative Securities | 8.7.2026 | 43,080 | +6,300 | $11.71 |
| Elley Thomas S | Tax Withholding in Shares | 8.7.2026 | 38,156 | -4,924 | $16.95 |
| Elley Thomas S | Exercise of Derivative Securities | 8.7.2026 | 0 | -6,300 | — |
| BRIGGS ROBERT S | Grant/Award from Employer | 30.6.2026 | 16,587 | +70 | $16.55 |
| MEIGS JACK W | Grant/Award from Employer | 30.6.2026 | 6,200 | +26 | $16.55 |
| WILSON BRUCE N | Grant/Award from Employer | 30.6.2026 | 19,734 | +83 | $16.55 |
| McPhearson John Lee | Grant/Award from Employer | 30.6.2026 | 12,548 | +53 | $16.55 |
| Miller Aubrey S | Grant/Award from Employer | 30.6.2026 | 699 | +57 | $16.55 |
| Hale David Peter | Grant/Award from Employer | 30.6.2026 | 20,879 | +522 | $16.55 |
| FIELD Robert C | Grant/Award from Employer | 30.6.2026 | 2,619 | +370 | $16.55 |
| Gordon Stephen Nathaniel | Grant/Award from Employer | 30.6.2026 | 755 | +363 | $16.55 |
📉 Short Interest
Official FINRA data — the number of shares open in short positions, plus daily short-sale activity.
Monthly Trend — Open Short Interest
9,480 shares short as of 2026-07-15 · vs. 10,524 on 2026-06-30
Official biweekly report (FINRA Rule 4560) — no real higher-frequency data exists for this metric.
Weekly Trend — Daily Short-Sale Activity
26.1% of trading volume this week was short selling, vs. 42.9% the prior week
Based on daily short-sale volume (Reg SHO) — a different metric from the open short interest above: this is daily trading volume, not an open position, so it updates weekly rather than biweekly.
📰 News & Sentiment
Sentiment based on basic keywords (not AI) — 0 positive, 0 neutral, 3 negative out of the last 3 articles.
PR Newswire · 29.7.2026
Benzinga · 29.7.2026
PR Newswire · 20.5.2026