BCML
BayCom Corp Common StockFinance · ·
$30.70
▼ $0.01 (-0.0%)
Market Cap
$334.92M
Day Range
$30.30 - $30.88
52-Week Range
$26.72 - $34.98
Beta
—
Next Earnings
21.10.2026
🏢 Similar Stocks in the Same Sector
+13.7% (1Y)
This score and all analysis on this page are for informational and educational purposes only and do not constitute investment advice. Read the full disclaimer
Weighted: Technical 25% · Fundamental 20% · Growth 15% · Valuation 15% · News 10% · Quality 10% · Risk 5%
🔍 Cross-Check
Overall Score
🔴 Bearish
Technical Trend
🔴 Bearish
Insiders
🟢 Bullish
✅ Why is the score relatively high?
- 🟢 Estimated fair value: $51.07 vs. price $30.70 (+66.3%)
- 🟢 Price is above the 200-day average
- 🟢 P/E: 14.1
⚠️ What's concerning?
- 🔴 Price is below the 50-day average
- 🔴 MACD histogram is negative — falling momentum
- 🔴 -2.7% over the last 3 months relative to the index
- 🔴 ADX 28.7 — strong trend
- 🔴 Price is below the SAR point — downtrend
🚦 Quality & Risk Checks
📰 News Trend
Based on real financial news (Finnhub)Everyone's writing about BayCom Corp Common Stock. News trend score: 26. Reason: 4 of the last 5 articles are negative, versus 0 positive.
News trend analysis is based on article sentiment only, and is not investment advice or financial counsel. Read the full disclaimer
📈 Technical Analysis
Based on the last 251 trading days, calculated from real price data. Click an indicator for details and a chart.
🔴 Most indicators support a downtrend (1 bullish · 10 bearish · 0 neutral)
Conclusions
- 🔴Price vs. SMA 50 — Price is below the 50-day average
- 🟢Price vs. SMA 200 — Price is above the 200-day average
- 🔴MACD — MACD histogram is negative — falling momentum
- 🔴RSI — RSI 38.4 — weak/negative bias
- 🔴Stochastic — %K 18.8 — oversold
- 🔴ADX (trend strength) — ADX 28.7 — strong trend
- 🔴Relative strength vs. S&P 500 — -2.7% over the last 3 months relative to the index
- 🔴Bollinger Bands — Price is in the lower third of the Bollinger Bands (26%B) — weakness (chance of a recovery)
- 🔴ROC (rate of change) — ROC 12 days: -9.5%
- 🔴Parabolic SAR — Price is below the SAR point — downtrend
- 🔴CMF (money flow) — CMF 20 days: -0.14
Wyckoff Method Analysis
A market-structure read based purely on real price and volume data — not full classic Wyckoff schematic identification (Phase A-E), but a quantitative analysis of what can reliably be computed: trading ranges, "effort vs. result", volume within the range, and Spring/Upthrust detection.
The stock is in a trading range, but the picture isn't yet clear enough on the likely direction.
Low confidence
$29.90
Range Bottom
$34.98
Range Top
50
Trading Days in Range
Evidence Behind This Read
- 🟡Trading range identified — The stock is trading in a 17.0% range (between 29.90 and 34.98) over 50 trading days.
- 🟢Trading volume in the range is declining — Declining volume across the range suggests supply (in accumulation) or demand (in distribution) is being exhausted — usually a sign the range is nearing its end.
The Wyckoff Method, developed by Richard Wyckoff in the early 20th century, reads the balance of supply and demand through price and volume, based on the premise that large investors ("smart money") quietly accumulate shares before rallies and quietly distribute them before declines. The read here is based solely on real price and volume data — full, precise identification of classic Wyckoff patterns (such as Phases A-E) requires human chart-reading experience and judgment, so this is an approximate algorithmic read, not a substitute for professional analysis. This should not be considered investment advice.
🎯 Trade Planning (M.A.E.E Framework)
Based on a mechanical trading method: market structure → value zone → ATR-based exit point. Not investment advice — a calculation tool only.
1️⃣ Market Structure
🟡 Range
The price is oscillating around the 200-day average with no clear direction — the method recommends great caution here (buying at the bottom of the range / selling at the top) or avoiding trading altogether.
2️⃣ Value Zone
🟡 Price far from value zone
The price is currently far from the 50-day average — the method recommends waiting for a "pullback" before entering, rather than chasing prices.
💰 Financial Health
Profitability
Gross Margin
—
Operating Margin
—
Net Margin
—
EBITDA Margin
—
Efficiency
ROE
7.1%
ROA
0.9%
ROIC
—
EPS
$2.18
Balance Sheet
Cash
$206.51M
Total Debt
—
Current Ratio
—
Debt/Equity
—
Conclusions
- 🔴Return on equity (ROE) — Return on equity (ROE): 7.1% — weak
- 🔴Return on assets (ROA) — Return on assets (ROA): 0.9% — weak
🚀 Growth
Revenue
אין נתונים היסטוריים זמינים.
Earnings per Share (EPS)
Net Income
Free Cash Flow (FCF)
Conclusions
- 🟡Earnings per share (EPS) growth — Earnings per share (EPS) growth: 3.8%
- 🟡Free cash flow growth — Free cash flow growth: 5.0%
- 🟡Net income growth — Net income growth: 1.3%
💵 Dividends
Total dividend per share paid each year, over the last 5 years.
Annual Dividend per Share
| Ex-Dividend Date | Amount per Share |
|---|---|
| 11.6.2026 | $0.300 |
| 12.3.2026 | $0.300 |
| 11.12.2025 | $0.300 |
| 11.9.2025 | $0.250 |
| 12.6.2025 | $0.200 |
| 13.3.2025 | $0.150 |
| 12.12.2024 | $0.150 |
| 19.9.2024 | $0.100 |
| 13.6.2024 | $0.100 |
| 14.3.2024 | $0.100 |
| 13.12.2023 | $0.100 |
| 14.9.2023 | $0.100 |
💎 Fair Value (Valuation)
Current Price
$30.70
Estimated Fair Value (DCF)
$51.07
Gap
+66.3%
🟢 Appears cheap relative to estimated value
Show all model (DCF) assumptions →
Year 1 Growth Rate
10.0%
Discount Rate (WACC)
9.0%
Terminal Growth Rate
2.5%
Projection Years
5
| Year | Growth Rate | Projected FCF | Present Value |
|---|---|---|---|
| 1 | 10.0% | $33.09M | $30.36M |
| 2 | 8.1% | $35.78M | $30.12M |
| 3 | 6.3% | $38.02M | $29.36M |
| 4 | 4.4% | $39.68M | $28.11M |
| 5 | 2.5% | $40.67M | $26.44M |
Base FCF (last actual year)
$30.09M
Terminal Value
$641.40M
Present Value of Terminal Value
$416.87M
Enterprise Value
$561.25M
Net Debt
$0
Equity Value
$561.25M
*The DCF model is an estimate based on assumptions — not a guaranteed forecast. You can change the assumptions to examine different scenarios.
Book Value per Share
$30.80
Tangible Book Value per Share (Tangible NAV)
$27.11
Conclusions
- 🟢DCF Fair Value — Estimated fair value: $51.07 vs. price $30.70 (+66.3%)
- 🟡Tangible Net Asset Value (NAV) — NAV per share: $27.11
- 🟢P/E — P/E: 14.1
🕴️ Insider Trading
Real transactions by officers and insiders, as reported to the SEC on Form 4 — 5 purchases and 0 sales out of the last 25 filings.
| Name | Transaction Type | Date | Shares | Change | Price |
|---|---|---|---|---|---|
| PERDUE MICHAEL J | Open Market Purchase | 31.7.2026 | 8,000 | +5,000 | $30.17 |
| Thompson Kevin L | Grant/Award from Employer | 21.7.2026 | 25,000 | +25,000 | — |
| Curley Mary Therese | Grant/Award from Employer | 21.7.2026 | 15,000 | +15,000 | — |
| Black William J | Grant/Award from Employer | 21.7.2026 | 75,000 | +75,000 | — |
| Baron Christopher F | Grant/Award from Employer | 21.7.2026 | 52,500 | +52,500 | — |
| PERDUE MICHAEL J | Grant/Award from Employer | 1.7.2026 | 1,182 | +1,182 | — |
| Thompson Kevin L | Grant/Award from Employer | 1.7.2026 | 532 | +532 | — |
| Baron Christopher F | Grant/Award from Employer | 1.7.2026 | 997 | +997 | — |
| Black William J | Grant/Award from Employer | 1.7.2026 | 34,079 | +997 | — |
| Amin Bhupen B | Grant/Award from Employer | 1.7.2026 | 3,928 | +1,182 | — |
| Chaudhary Harpreet S. | Grant/Award from Employer | 1.7.2026 | 47,101 | +1,182 | — |
| Magid Syvia L. | Grant/Award from Employer | 1.7.2026 | 10,491 | +1,182 | — |
| Laverne Robert G. | Grant/Award from Employer | 1.7.2026 | 90,628 | +1,182 | — |
| Guida Dennis Henry Jr | Grant/Award from Employer | 1.7.2026 | 3,928 | +1,182 | — |
| Kendall Lloyd W. Jr. | Grant/Award from Employer | 1.7.2026 | 84,077 | +1,182 | — |
| PERDUE MICHAEL J | Open Market Purchase | 26.5.2026 | 3,000 | +3,000 | $30.94 |
| PERDUE MICHAEL J | Open Market Purchase | 22.5.2026 | 2,000 | +2,000 | $30.94 |
| Black William J | Open Market Purchase | 6.5.2026 | 33,082 | +26,549 | $30.22 |
| Black William J | Open Market Purchase | 5.5.2026 | 6,533 | +6,533 | $29.99 |
| Guarini George J. | Gift | 4.3.2026 | 27,478 | -8,693 | — |
| Miranda Felix Antonio Jr | Grant/Award from Employer | 6.1.2026 | 2,038 | +1,629 | — |
| Curley Mary Therese | Grant/Award from Employer | 2.1.2026 | 13,688 | +1,739 | — |
| Zhu Izabella L. | Grant/Award from Employer | 2.1.2026 | 10,500 | +1,353 | — |
| Guarini George J. | Grant/Award from Employer | 2.1.2026 | 36,171 | -6,470 | — |
| Colwell Keary L. | Grant/Award from Employer | 2.1.2026 | 85,752 | +3,733 | — |
📉 Short Interest
Official FINRA data — the number of shares open in short positions, plus daily short-sale activity.
Monthly Trend — Open Short Interest
141,492 shares short as of 2026-07-15 · vs. 141,099 on 2026-06-30
Official biweekly report (FINRA Rule 4560) — no real higher-frequency data exists for this metric.
Weekly Trend — Daily Short-Sale Activity
32.9% of trading volume this week was short selling, vs. 42.3% the prior week
Based on daily short-sale volume (Reg SHO) — a different metric from the open short interest above: this is daily trading volume, not an open position, so it updates weekly rather than biweekly.
📰 News & Sentiment
Sentiment based on basic keywords (not AI) — 0 positive, 1 neutral, 4 negative out of the last 5 articles.
Yahoo · 23.7.2026
Yahoo · 23.7.2026
Yahoo · 23.7.2026
Benzinga · 23.7.2026
Benzinga · 23.7.2026