🎉 Free to use until Sep 16, 2026 — try it out for our launch!
STOCKIQAISTOCKIQAI
עברית
S&P 5007,709.96▼ 0.18%
Dow Jones53,885.1▼ 0.85%
Nasdaq26,348.35▼ 0.06%
Russell 20003,001.55▼ 0.58%
Fear Index (VIX)15.15▼ 4.17%
TA-125₪4,032.47▲ 0.23%
S&P 5007,709.96▼ 0.18%
Dow Jones53,885.1▼ 0.85%
Nasdaq26,348.35▼ 0.06%
Russell 20003,001.55▼ 0.58%
Fear Index (VIX)15.15▼ 4.17%
TA-125₪4,032.47▲ 0.23%

LDI

loanDepot, Inc.

Finance · ·

$0.94

▼ $0.10 (-9.5%)

Market Cap

—

Day Range

$0.94 - $1.04

52-Week Range

$0.93 - $5.05

Beta

—

Next Earnings

04.11.2026

🏢 Similar Stocks in the Same Sector

AAMI

Acadian Asset Management Inc.

ABCB

Ameris Bancorp

ABX

Abacus Global Management, Inc.

-49.0% (1Y)

Investor Score
45/ 100D+
🟡 Moderate

This score and all analysis on this page are for informational and educational purposes only and do not constitute investment advice. Read the full disclaimer

📈31FTechnical
💰38FFundamental
🚀63C+Growth
💎50C-Valuation
📰56CNews
🏦50C-Quality
⚠️36FRisk

Weighted: Technical 25% · Fundamental 20% · Growth 15% · Valuation 15% · News 10% · Quality 10% · Risk 5%

🔍 Cross-Check

Overall Score

🟡 Mixed

Technical Trend

🔴 Bearish

✅ Why is the score relatively high?

  • 🟢 Net income growth: 36.3%
  • 🟢 MACD histogram is positive — rising momentum
  • 🟢 Free cash flow growth: 17.0%
  • 🟢 Price is above the SAR point — uptrend

⚠️ What's concerning?

  • 🔴 ATR: 8.8% of price
  • 🔴 Return on equity (ROE): -16.2% (negative)
  • 🔴 Debt/equity: 5.44
  • 🔴 Price is below the 50-day average
  • 🔴 Price is below the 200-day average

🚦 Quality & Risk Checks

🟡 Conservative leverage🔴 Daily volatility (ATR)🔴 Leverage risk

📰 News Trend

Based on real financial news (Finnhub)
🟡 Mixed

Everyone's writing about loanDepot, Inc.. News trend score: 56. Reason: 4 of the last 19 articles are positive, versus 3 negative.

🟡 loanDepot, Inc. 2026 Q2 - Results - Earnings Call Presentation — SeekingAlpha🟢 loanDepot (NYSE:LDI) Mixed Q2 Results Overshadowed by Strong Margin Outlook and After-Hours Surge — ChartMill🟡 loanDepot, Inc. (LDI) Q2 2026 Earnings Call Transcript — SeekingAlpha

News trend analysis is based on article sentiment only, and is not investment advice or financial counsel. Read the full disclaimer

📈 Technical Analysis

Based on the last 252 trading days, calculated from real price data. Click an indicator for details and a chart.

🔴 Most indicators support a downtrend (2 bullish · 8 bearish · 1 neutral)

Conclusions

  • 🔴Price vs. SMA 50 — Price is below the 50-day average
  • 🔴Price vs. SMA 200 — Price is below the 200-day average
  • 🟢MACD — MACD histogram is positive — rising momentum
  • 🔴RSI — RSI 37.7 — weak/negative bias
  • 🔴Stochastic — %K 12.2 — oversold
  • 🟡ADX (trend strength) — ADX 22.5 — weak trend/choppy
  • 🔴Relative strength vs. S&P 500 — -36.2% over the last 3 months relative to the index
  • 🔴Bollinger Bands — Price is in the lower third of the Bollinger Bands (7%B) — weakness (chance of a recovery)
  • 🔴ROC (rate of change) — ROC 12 days: -8.7%
  • 🟢Parabolic SAR — Price is above the SAR point — uptrend
  • 🔴CMF (money flow) — CMF 20 days: -0.31

Wyckoff Method Analysis

A market-structure read based purely on real price and volume data — not full classic Wyckoff schematic identification (Phase A-E), but a quantitative analysis of what can reliably be computed: trading ranges, "effort vs. result", volume within the range, and Spring/Upthrust detection.

Markdown

The stock is in a clear downtrend with no defined trading range in the period examined.

Medium confidence

Evidence Behind This Read

  • 🔴Falling price trend — A -25.7% change over the last 50 days, with no defined trading range.

The Wyckoff Method, developed by Richard Wyckoff in the early 20th century, reads the balance of supply and demand through price and volume, based on the premise that large investors ("smart money") quietly accumulate shares before rallies and quietly distribute them before declines. The read here is based solely on real price and volume data — full, precise identification of classic Wyckoff patterns (such as Phases A-E) requires human chart-reading experience and judgment, so this is an approximate algorithmic read, not a substitute for professional analysis. This should not be considered investment advice.

🎯 Trade Planning (M.A.E.E Framework)

Based on a mechanical trading method: market structure → value zone → ATR-based exit point. Not investment advice — a calculation tool only.

1️⃣ Market Structure

🔴 Downtrend

The price is below the 200-day average — an environment that mainly favors looking for selling (Short) opportunities, not buying.

2️⃣ Value Zone

🟡 Price far from value zone

The price is currently far from the 50-day average — the method recommends waiting for a "pullback" before entering, rather than chasing prices.

3️⃣ Suggested Exit Point (ATR-based)

Method formula: Stop-loss = resistance plusone ATR margin — this way the stop adapts to the stock's actual volatility, rather than an arbitrary number.

Entry

$0.96

Stop-Loss

$1.43

Risk per Share

$0.48

Direction

Short

Profit Targets by Risk/Reward Ratio (R)

1:2 R

$0.01

1:3 R

-$0.47

1:5 R

-$1.42

💰 Position Size Calculator

A core principle of the method: never risk a fixed dollar amount — risk a fixed percentage of equity, and let the position size vary according to the risk per share.

Suggested Position Size

210 sh.

💰 Financial Health

Profitability

Gross Margin

—

Operating Margin

—

Net Margin

—

EBITDA Margin

—

Efficiency

ROE

-16.2%

ROA

-0.9%

ROIC

—

EPS

—

Balance Sheet

Cash

$337.23M

Total Debt

$2.10B

Current Ratio

—

Debt/Equity

5.44

Conclusions

  • 🔴Return on equity (ROE) — Return on equity (ROE): -16.2% (negative)
  • 🔴Return on assets (ROA) — Return on assets (ROA): -0.9% — weak
  • 🔴Debt-to-equity — Debt/equity: 5.44

🚀 Growth

Revenue

אין נתונים היסטוריים זמינים.

Earnings per Share (EPS)

Net Income

Free Cash Flow (FCF)

Conclusions

  • 🟢Free cash flow growth — Free cash flow growth: 17.0%
  • 🟢Net income growth — Net income growth: 36.3%

💵 Dividends

Total dividend per share paid each year, over the last 5 years.

Annual Dividend per Share

Ex-Dividend DateAmount per Share
1.4.2022$0.080
31.12.2021$0.080
1.10.2021$0.080

💎 Fair Value (Valuation)

Not enough cash-flow data to calculate a DCF model for this stock.

Book Value per Share

—

Tangible Book Value per Share (Tangible NAV)

—

Conclusions

Not enough data to compute signals.

🕴️ Insider Trading

Real transactions by officers and insiders, as reported to the SEC on Form 4 — 0 purchases and 0 sales out of the last 25 filings.

NameTransaction TypeDateSharesChangePrice
Grassi Joseph J IIIGrant/Award from Employer15.6.202644,247+44,247—
Hsieh Anthony LiGrant/Award from Employer15.6.20261,000,000+1,000,000—
LEPORE DAWN GGrant/Award from Employer4.6.2026338,890+105,932—
OZONIAN STEVENGrant/Award from Employer4.6.2026323,428+105,932—
PCP MANAGERS, L.P.Grant/Award from Employer4.6.2026103,768,936+211,864—
PATENAUDE PAMELA H.Grant/Award from Employer4.6.2026448,832+105,932—
Lee John HoonGrant/Award from Employer4.6.2026366,532+105,932—
LEPORE DAWN GExercise of Derivative Securities29.5.2026232,958+24,607—
LEPORE DAWN GExercise of Derivative Securities29.5.20260-24,607—
OZONIAN STEVENExercise of Derivative Securities29.5.2026217,496+24,607—
OZONIAN STEVENExercise of Derivative Securities29.5.20260-24,607—
PCP MANAGERS, L.P.Exercise of Derivative Securities29.5.2026103,557,072+49,214—
PCP MANAGERS, L.P.Exercise of Derivative Securities29.5.20260-49,214—
Hsieh Anthony LiExercise of Derivative Securities29.5.2026217,496+24,607—
Hsieh Anthony LiExercise of Derivative Securities29.5.20260-24,607—
PATENAUDE PAMELA H.Exercise of Derivative Securities29.5.2026342,900+24,607—
PATENAUDE PAMELA H.Exercise of Derivative Securities29.5.20260-24,607—
Lee John HoonExercise of Derivative Securities29.5.2026260,600+24,607—
Lee John HoonExercise of Derivative Securities29.5.20260-24,607—
Hsieh Anthony LiGrant/Award from Employer6.5.20262,000,000+2,000,000—
Grassi Joseph J IIIExercise of Derivative Securities15.4.2026255,758+46,099—
Grassi Joseph J IIITax Withholding in Shares15.4.2026241,882-13,876$1.55
Grassi Joseph J IIIExercise of Derivative Securities15.4.2026287,981+46,099—
Grassi Joseph J IIITax Withholding in Shares15.4.2026274,105-13,876$1.55
Grassi Joseph J IIIExercise of Derivative Securities15.4.202646,099-46,099—

📉 Short Interest

Official FINRA data — the number of shares open in short positions, plus daily short-sale activity.

Monthly Trend — Open Short Interest

↑+2.8%

17,818,299 shares short as of 2026-07-15 · vs. 17,324,881 on 2026-06-30

Official biweekly report (FINRA Rule 4560) — no real higher-frequency data exists for this metric.

Weekly Trend — Daily Short-Sale Activity

↑+4.1%

53.0% of trading volume this week was short selling, vs. 50.9% the prior week

Based on daily short-sale volume (Reg SHO) — a different metric from the open short interest above: this is daily trading volume, not an open position, so it updates weekly rather than biweekly.

📰 News & Sentiment

Sentiment based on basic keywords (not AI) — 4 positive, 12 neutral, 3 negative out of the last 19 articles.