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ABCB

Ameris Bancorp Common Stock

Finance · ·

$88.19

▼ $0.72 (-0.8%)

Market Cap

$5.93B

Day Range

$88.12 - $89.44

52-Week Range

$65.91 - $93.22

Beta

—

Next Earnings

26.10.2026

🏢 Similar Stocks in the Same Sector

AAMI

Acadian Asset Management Inc.

ABX

Abacus Global Management, Inc.

ABXL

Abacus Global Management, Inc. 9.875% Fixed Rate Senior Notes due 2028

+33.3% (1Y)

Some data (financial/growth/valuation) is currently unavailable — the daily API quota was likely exhausted. The score is computed from 6 of 7 available categories. Try again later for the full analysis.
Investor Score
51/ 100C-
🟡 Moderate

This score and all analysis on this page are for informational and educational purposes only and do not constitute investment advice. Read the full disclaimer

📈51C-Technical
💰51C-Fundamental
🚀68B-Growth
💎67B-Valuation
📰2FNews
🏦—Quality
⚠️50C-Risk

Weighted: Technical 25% · Fundamental 20% · Growth 15% · Valuation 15% · News 10% · Quality 10% · Risk 5%

🔍 Cross-Check

Overall Score

🟡 Mixed

Technical Trend

🟡 Mixed

Insiders

🔴 Bearish

✅ Why is the score relatively high?

  • 🟢 Estimated fair value: $100.37 vs. price $88.19 (+13.8%)
  • 🟢 Free cash flow growth: 162.7%
  • 🟢 Price is above the 50-day average
  • 🟢 Price is above the 200-day average
  • 🟢 RSI 51.1 — healthy positive momentum

⚠️ What's concerning?

  • 🔴 MACD histogram is negative — falling momentum
  • 🔴 -2.7% over the last 3 months relative to the index
  • 🔴 Price is below the SAR point — downtrend
  • 🔴 ROC 12 days: -1.8%
  • 🔴 Return on assets (ROA): 1.5% — weak

🚦 Quality & Risk Checks

🟡 Daily volatility (ATR)

📰 News Trend

Based on real financial news (Finnhub)
🔴 Negative

Everyone's writing about Ameris Bancorp Common Stock. News trend score: 2. Reason: 13 of the last 20 articles are negative, versus 5 positive.

🟡 ABCB: Raising target price to $99.00 — Argus Research🔴 Ameris Bank Strengthens South Carolina Leadership with Market Presidents in Midlands, Charleston and Greenville — Business Wire🟢 ABCB Q2 Deep Dive: Margin Pressures and Deposit Competition Shape Growth Outlook — StockStory

News trend analysis is based on article sentiment only, and is not investment advice or financial counsel. Read the full disclaimer

📈 Technical Analysis

Based on the last 252 trading days, calculated from real price data. Click an indicator for details and a chart.

🟡 Indicators are mixed — no clear bias (4 bullish · 4 bearish · 2 neutral)

Conclusions

  • 🟢Price vs. SMA 50 — Price is above the 50-day average
  • 🟢Price vs. SMA 200 — Price is above the 200-day average
  • 🔴MACD — MACD histogram is negative — falling momentum
  • 🟢RSI — RSI 51.1 — healthy positive momentum
  • 🟡Stochastic — %K 54.9 — neutral range
  • 🟡ADX (trend strength) — ADX 18.2 — weak trend/choppy
  • 🔴Relative strength vs. S&P 500 — -2.7% over the last 3 months relative to the index
  • 🔴ROC (rate of change) — ROC 12 days: -1.8%
  • 🔴Parabolic SAR — Price is below the SAR point — downtrend
  • 🟢CMF (money flow) — CMF 20 days: 0.13

Wyckoff Method Analysis

A market-structure read based purely on real price and volume data — not full classic Wyckoff schematic identification (Phase A-E), but a quantitative analysis of what can reliably be computed: trading ranges, "effort vs. result", volume within the range, and Spring/Upthrust detection.

Markup

The stock is in a clear uptrend with no defined trading range in the period examined.

Low confidence

Evidence Behind This Read

  • 🟢Rising price trend — A 4.8% change over the last 50 days, with no defined trading range.
  • 🔴Divergence between price and cumulative money flow (A/D Line) — Price and the cumulative Accumulation/Distribution Line are moving in opposite directions — a classic Wyckoff sign that the move isn't backed by real money, and may be less stable than it looks.

The Wyckoff Method, developed by Richard Wyckoff in the early 20th century, reads the balance of supply and demand through price and volume, based on the premise that large investors ("smart money") quietly accumulate shares before rallies and quietly distribute them before declines. The read here is based solely on real price and volume data — full, precise identification of classic Wyckoff patterns (such as Phases A-E) requires human chart-reading experience and judgment, so this is an approximate algorithmic read, not a substitute for professional analysis. This should not be considered investment advice.

🎯 Trade Planning (M.A.E.E Framework)

Based on a mechanical trading method: market structure → value zone → ATR-based exit point. Not investment advice — a calculation tool only.

1️⃣ Market Structure

🟢 Uptrend

The price is above the 200-day average — per the market-structure method, this environment mainly favors looking for buying (Long) opportunities.

2️⃣ Value Zone

🟢 Price in value zone

The price is close to the 50-day moving average — per the method, this is a reasonable area to look for an entry, rather than chasing the price far from it.

3️⃣ Suggested Exit Point (ATR-based)

Method formula: Stop-loss = support minusone ATR margin — this way the stop adapts to the stock's actual volatility, rather than an arbitrary number.

Entry

$89.06

Stop-Loss

$80.65

Risk per Share

$8.41

Direction

Long

Profit Targets by Risk/Reward Ratio (R)

1:2 R

$105.88

1:3 R

$114.29

1:5 R

$131.10

💰 Position Size Calculator

A core principle of the method: never risk a fixed dollar amount — risk a fixed percentage of equity, and let the position size vary according to the risk per share.

Suggested Position Size

11 sh.

💰 Financial Health

Profitability

Gross Margin

—

Operating Margin

—

Net Margin

—

EBITDA Margin

—

Efficiency

ROE

10.1%

ROA

1.5%

ROIC

—

EPS

$6.02

Balance Sheet

Cash

$1.09B

Total Debt

—

Current Ratio

—

Debt/Equity

—

Conclusions

  • 🟡Return on equity (ROE) — Return on equity (ROE): 10.1% — reasonable
  • 🔴Return on assets (ROA) — Return on assets (ROA): 1.5% — weak

🚀 Growth

Revenue

אין נתונים היסטוריים זמינים.

Earnings per Share (EPS)

Net Income

Free Cash Flow (FCF)

Conclusions

  • 🟢Earnings per share (EPS) growth — Earnings per share (EPS) growth: 15.6%
  • 🟢Free cash flow growth — Free cash flow growth: 162.7%
  • 🟢Net income growth — Net income growth: 14.9%

💵 Dividends

Total dividend per share paid each year, over the last 5 years.

Annual Dividend per Share

Ex-Dividend DateAmount per Share
30.6.2026$0.200
31.3.2026$0.200
31.12.2025$0.200
30.9.2025$0.200
30.6.2025$0.200
31.3.2025$0.200
31.12.2024$0.200
30.9.2024$0.150
28.6.2024$0.150
27.3.2024$0.150
28.12.2023$0.150
28.9.2023$0.150

💎 Fair Value (Valuation)

Current Price

$88.19

Estimated Fair Value (DCF)

$100.37

Gap

+13.8%

🟢 Appears cheap relative to estimated value

Show all model (DCF) assumptions →

Year 1 Growth Rate

10.0%

Discount Rate (WACC)

9.0%

Terminal Growth Rate

2.5%

Projection Years

5

YearGrowth RateProjected FCFPresent Value
110.0%$406.61M$373.04M
28.1%$439.65M$370.04M
36.3%$467.12M$360.70M
44.4%$487.56M$345.40M
52.5%$499.75M$324.80M

Base FCF (last actual year)

$369.64M

Terminal Value

$7.88B

Present Value of Terminal Value

$5.12B

Enterprise Value

$6.90B

Net Debt

$0

Equity Value

$6.90B

*The DCF model is an estimate based on assumptions — not a guaranteed forecast. You can change the assumptions to examine different scenarios.

Book Value per Share

$59.33

Tangible Book Value per Share (Tangible NAV)

$43.75

Conclusions

  • 🟢DCF Fair Value — Estimated fair value: $100.37 vs. price $88.19 (+13.8%)
  • 🟡Tangible Net Asset Value (NAV) — NAV per share: $43.75
  • 🟢P/E — P/E: 14.8

🕴️ Insider Trading

Real transactions by officers and insiders, as reported to the SEC on Form 4 — 0 purchases and 5 sales out of the last 25 filings.

NameTransaction TypeDateSharesChangePrice
STERN WILLIAM HGrant/Award from Employer22.6.202649,254+272$87.48
Bullard Rodney DGrant/Award from Employer22.6.202616,841+214$87.48
MILLER JAMES B JRGrant/Award from Employer21.5.20261,581,518+1,003—
LYNCH ROBERT PGrant/Award from Employer21.5.2026213,176+1,003—
JETER DANIEL BGrant/Award from Employer21.5.202647,097+1,003—
STERN WILLIAM HGrant/Award from Employer21.5.202648,983+1,003—
HILL LEO JGrant/Award from Employer21.5.202616,263+1,003—
Choate William MillardGrant/Award from Employer21.5.202611,000+1,003—
Bowen William I. Jr.Grant/Award from Employer21.5.202629,980+1,003—
Bullard Rodney DGrant/Award from Employer21.5.202616,627+1,003—
McLean Claire EGrant/Award from Employer21.5.20264,785+1,003—
PROCTOR H PALMER JRGift6.5.2026409,028-8,906—
HILL LEO JOpen Market Sale9.3.202615,256+0$75.15
HILL LEO JOpen Market Sale9.3.2026467+0$75.15
Stokes Nicole SOpen Market Sale24.2.202686,210-1$79.20
Creasy Ross LOpen Market Sale24.2.202658,298-1$79.40
Strange Douglas DOpen Market Sale24.2.202631,130-1$78.76
PROCTOR H PALMER JRTax Withholding in Shares24.2.2026417,934-3,198$79.35
LaHaise James ATax Withholding in Shares24.2.2026109,414-738$79.38
Stokes Nicole STax Withholding in Shares24.2.202685,472-738$79.35
Bassett Lawton E IIITax Withholding in Shares24.2.2026114,031-615$79.35
McKendry William DTax Withholding in Shares24.2.202646,786-615$79.35
Pierson Michael TTax Withholding in Shares24.2.202683,330-615$79.35
Creasy Ross LTax Withholding in Shares24.2.202657,718-615$79.35
Spencer Jody LTax Withholding in Shares24.2.202655,646-615$79.35

📉 Short Interest

Official FINRA data — the number of shares open in short positions, plus daily short-sale activity.

Monthly Trend — Open Short Interest

↓-8.4%

2,749,928 shares short as of 2026-07-15 · vs. 3,000,705 on 2026-06-30

Official biweekly report (FINRA Rule 4560) — no real higher-frequency data exists for this metric.

Weekly Trend — Daily Short-Sale Activity

↑+2.0%

75.0% of trading volume this week was short selling, vs. 73.6% the prior week

Based on daily short-sale volume (Reg SHO) — a different metric from the open short interest above: this is daily trading volume, not an open position, so it updates weekly rather than biweekly.

📰 News & Sentiment

Sentiment based on basic keywords (not AI) — 5 positive, 2 neutral, 13 negative out of the last 20 articles.